By the time your child is 3 years she will have  developed a lively imagination as well as the ability to distinguish  between the past, the present and the future. This new capacity to  consider 'what-if' situations will provide her with a great deal of  pleasure, but can also bring extra worries. 'What if there's a witch  under the bed?'; 'When is mummy going to die?'; 'Will Suzie bite me at  playgroup?' are the kinds of questions you can expect to hear regularly  from your three, four or five-year-old.
                              Remember though, that your child may not tell you directly that theyare  worried. If you suspect that your child is anxious about something that  has happened at school, try not to bombard her with questions. Children  hate being quizzed, and are more likely to put up barriers than if you  let them communicate in their own time.
                              Listen for clues in your child's conversation, and be  ready to respond gently. At bathtime, for instance, your five-year-old  may suddenly announce that Sam was told off at school today. Ask what  Sam did that was so naughty, and you may find your child explaining  that Sam pinched her. She is trying to let you know that something  unpleasant and frightening has happened, and she is worried that it may  happen again tomorrow.
                              Alternatively, you might find that your child starts  to talk to you about a situation she has seen in a book or on a video.  'It's not fair that the Fat Controller has told off Thomas the Tank  Engine'.This may be your child's way of trying to tell  you that she's worried about the way her teacher doesn't understand her  own behaviour.
                              Responding to your child's fears
                              It's important to take your child's worries  seriously, yet without adding to her distress. Laughing at her will  make her feel bad about herself and won't provide any kind of  reassurance. Yet looking too solemn when she tells you that there's a  ghost in the cupboard may give the impression that you share her  terror. Your child wants you to understand how frightened she feels,  but she also wants to know that you are able to cope with anything  unpleasant that the world has to offer.
                              It is more constructive to listen carefully while  your child explains what her worries are, acknowledge her fear, and  then suggest practical ways in which you can tackle the situation  together. For instance, if your child is terrified of the dark, tell  her that it's very usual for people to be a bit scared, and then  provide her with a safe nightlight. If she's frightened of falling down  the toilet, you might want to buy a special child seat that fits over  the top of the lavatory.
                              Many of your child's fears will be irrational, but there is no point in telling her that; to  her they are very real and not at all irrational. By all means explain  that there can't be an alligator under her bed because they need water,  but do accept that she still feels terrified. It might be that putting  her mattress on the floor for a while may be the only way to make her  feel calmer.
                              When talk isn't enough
                              Sometimes talking to your child about their fear just  isn't enough. In this case, you may both find it helpful to play  together. For instance, if your child is frightened of dogs, you might  like to get her a toy dog and involve it in various games, but never  try to force a particular game on a child. Alternatively you could take  your child to see some puppies; after holding one they often become  captivated and conquer all their fears.
                              Nevertheless, be ready to ask questions and make  suggestions. For instance, if her toy dog is barking, ask her whether  it is doing so because it is frightened.
                              Further action
                              If your child is showing signs of distress, you  should make an appointment to see your GP or Health Visitor, who will  suggest other coping strategies.
                              Generally, though, talking to your child and  realizing why they are scared will help enormously. Your child will  eventually stop having these seeming irrational thoughts, but until  then, you should try to offer them as much support as you can.